Powerhouse Payments Merchant Services

Credit Card Services

 


Philosophy / Principles
Our relationship with First Data allows us to offer some of the most flexible payment acceptance options in the industry, allowing merchants around the world access to a variety of point-of-sale (POS) payment solutions to meet their business needs. This relationships gives us access to all major credit card and debit card companies, including VISA®, MasterCard®, American Express®, Discover®, Diners Club®, JCB® and STAR®. We are also able to provide Electronic Benefits Transfer (EBT), and have relationships with Fleet Card vendors. Powerhouse Payments offers competitive rates, transaction security, flexible billing and timely, accurate reporting options.
The Powerhouse Advantage
Help improve your cash flow and increase sales with higher average tickets associated with credit cards. We can help you to operate in compliance with Payment Card Industry (PCI) standards and receive automatic, electronic deposits to your account with the capability for next-day funding, secure data transactions and fraud protection—all features that make credit card transactions easier and secure.
Key Components
  • 99.99% up-time
  • Transaction approvals in 1.9 seconds or less
  • Compliance with all applicable card industry standards
  • Potential for next-day funding
  • Flexible product and pricing options to best meet your specific needs
  • Automatic electronic deposits to your merchant account for all payment types
  • Risk management programs to minimize your exposure to fraud losses
  • Online reporting to manage all of your transactions

 

Check Processing

 


Check Processing With Powerhouse Payments
The FD check cashing service enables you to offer payroll, tax refund and government check cashing to customers while minimizing the challenge of fraud. VALID Systems® industry-leading biometric technology combined with the TeleCheck Activity Databases have some of the highest approval rates and lowest fraud rates in the industry.
The Powerhouse Advantage
With VALID Systems, we offer an integrated check cashing service so you may accept more checks, minimize fraud risks and increase customer loyalty by offering access to services your customers are looking for. Customer registration takes less than 70 seconds with their first transaction and each subsequent transaction takes less than 30 seconds. You're able to offer your customers flexible payout options including cash, an ATM code or loading the funds to a prepaid card to keep them coming back.
Key Components
  • New source of revenue from a portion of the service fee
  • Puts cash in the hands of consumers—while they're in your store—encouraging loyalty and sales
  • Primary need for 40 million Americans without a checking or bank account
  • Return on Investment model proves the equipment cost is quickly made up (often it can be as simple as avoiding one fraudulent check)
The Powerhouse Advantage
Accept more check payments with less risk and a higher level of protection for fraudulent and returned checks. Checks can be converted to electronic transactions right at the point of sale or in the back office.
Key Components
  • Electronic and paper check acceptance and guarantee, with warranty or verification risk management options
  • TeleCheck® Checks by Phone
  • TeleCheck® Internet check acceptance
  • Comprehensive, industry-leading set of risk management tools
  • Extensive check writer negative and activity database
  • TeleCheck® Lockbox payment processing
  • Check cashing solutions
  • Collections with TRS Collections Service

 

Wireless Payments

 


The Future Of Merchant Payments
As consumers demand more bill payment options, you need to manage the cost and complexity of providing multiple bill presentment and payment channels. Powerhouse offers an innovative suite of recurring and one-time bill payment services. They range from sophisticated bill presentment and delivery to the processing of payments made in-person, by mail, online or via Interactive Voice Response (IVR). And when needed, there are collection tools powered by Powerhouse Analytics and Fraud Management Solutions.
Mail Order / Telephone Order

 


With each transaction, digital commerce is transforming the marketplace. Every day, merchants encounter opportunities and competition on an increasingly global scale. Although your customers may be down the street or on the other side of the globe, the demand for fast, safe and flexible payment options is universal. We bring more experience in payment processing and one of the industry's broadest portfolios of eCommerce/Card Not Present (CNP) products to help you optimize existing processes, grow into new payment channels, and better integrate payment across multiple channels.
Internet Payment Processing

Powerhouse Payments provides solutions that enable you to process transactions from any location with an Internet connection or expand your existing Web payment capabilities. Whether you operate in a brick-and-click environment or a wholly online one, success in the eCommerce/CNP marketplace requires the ability to accept a broad range of payment types, including credit, debit and gift cards, as well as eChecks and alternative payments like PayPal and Google Checkout.It requires a comprehensive range of payment products and services that can be integrated to meet the unique needs of your business and your customers, with the flexibility to adapt to changing market conditions and the scalability to grow with your business.

Because the eCommerce marketplace is multi-national, merchants must reach seamlessly across borders and currencies. And regardless of how far your reach extends, you must be able to protect your customers and their payments with state-of-the-art security and fraud protection systems.

The Powerhouse Advantage

Whether eCommerce is your primary focus or you depend on any combination of in-person, online, telephone and mail-order sales, Powerhouse can deliver more value to your business. We can help streamline your implementation, improve integration across channels, and optimize your payment processes to speed transactions, cut costs and improve your flow of funds.

We can help minimize risk with industry-leading fraud prevention tools and address compliance with products that meet the highest Payment Card Industry (PCI) standards. We can grow with you too, with scalable systems and continued investment in new technologies that are advancing our eCommerce solutions to even higher levels of service, security and reliability.

Key Components
Because the eCommerce marketplace reaches around the world, Powerhouse provides a wide range of products and services to meet local and multi-national CNP needs:
  • Compass Platform for global/national merchants
  • Powerhouse Global GatewaySM solution
  • Powerhouse Global GatewaySM Virtual Terminal
  • Global Merchant Acquiring
  • Alternative Payments
  • Powerhouse™ Secure Transport
  • Powerhouse® Payment Software
  • eCommerce toolkit

 

Business Cash Advance

 


Could You Use Some Extra Capital to Run Your Business?
At Powerhouse Payments, we are much more than your average processor. We take stock in our merchant providers and know that their success is our bottom line. That's why we created our Cash Advance Program. With this program you can receive needed capital to help you along the way.
How the Powerhouse Payments Cash Advance Works:
Once you determine how much capital you are going to need, our team reviews your current processing history and bases the advance on your average credit card processing volume. Once you have been approved through our system, you simply sign the paperwork and the cash advance is wired to you within 3 business days.
Yes, It's THAT simple!
After you have your funds, we simply deduct an agreed upon percentage from your daily Visa® and MasterCard® receipts until the agreed amount is paid back.
Why an Advance With Powerhouse is So Beneficial?
  • Quick access to cash
  • No personal guarantee required
  • No fees or penalty for extended payback period
  • Much easier to obtain than any bank product
  • No hidden costs of fees Full underwriting not required
Call Today to Speak with a PH Representative
1-800-644-0296
Friday
April
18

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